Licensed & Insured · CGC1533024 · CCC1334177
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Licensed & Insured · CGC1533024 · CCC1334177
Roof Inspection · Naples, FL
Carriers writing coastal Collier County homes look hard at roof age, and a roof near 15 years old is often flagged at renewal. Our free 12-point inspection gives Naples homeowners a written condition report, a remaining-life estimate, and the documentation an underwriter asks for.
Factory-certified installer of the systems insurers recognize
Stay Ahead of Your Insurer
Many Naples homes, from Old Naples and Port Royal to the communities off Pine Ridge Road and Golden Gate Parkway, carry tile roofs that are approaching or past the 15-year mark. That is the age at which carriers commonly ask for an inspection before renewing.
Florida law gives you some protection here. A carrier cannot refuse to issue or renew a policy solely because a roof is under 15 years old. Once a roof reaches 15, the carrier must let you have it inspected before requiring replacement, and it cannot refuse coverage on age alone if that inspection shows at least five years of useful life remaining.
That makes the inspection report the document that decides the conversation. We check the covering, decking, flashing, and attic ventilation, and the report says plainly whether your roof qualifies as it stands, needs a repair first, or is near the end of its life.
What a Naples inspection can unlock
Is It Time?
A roof rarely fails all at once. If you are seeing any of these on a Naples home, an inspection is worth booking now.
Especially if your insurer has asked for an inspection or renewal proof.
Recurring water marks, particularly after a storm, point to a past-patching issue.
Visible from the street or ground, this is easy to check before we arrive.
A sign shingles are nearing the end of their life.
Soft spots or visible light usually mean structural or decking damage.
If your carrier flagged the roof, an inspection puts you back in control.
Not sure which one applies? Book a free inspection and we will give you a straight answer.
What we actually do
On tile, which covers most older Naples homes, we walk the roof to find cracked, slipped, and loose pieces rather than viewing it from a ladder, then check the attic underside for staining around penetrations and valleys.
Shingle and metal roofs get the same full walk, with the closest attention on flashing, which is where most leaks here begin. Any wind mitigation feature that may qualify for a premium discount is recorded in the same visit.
You get the written report the same day, and we can send a copy straight to your insurance agent, your lender, or the attorney handling a closing.
Every Naples inspection includes
What We Check
A Naples inspection is built around the three questions your carrier, buyer, or lender will put to you.
A clear answer on how many years your roof has left, based on the remaining-useful-life standard carriers use, not a guess.
Everything your carrier needs for a Citizens 15-year inspection or wind mitigation credit, filed the same visit.
A report your buyer's attorney or lender can act on at closing, without a second inspection delaying the sale.
Why Naples Homeowners Choose Us
The person on your roof is a roofer who knows how repairs are actually done, so the report separates what is cosmetic from what a carrier will flag. We have inspected roofs across Naples and Collier County through renewal seasons and storm recoveries, and we tell you when a roof still has years left in it, even when that means no work for us.
Meet the team
"Florida sun, salt air, and 130 mph gusts will find any shortcut you took on a roof. We do not take shortcuts. That is the whole job."
Owner | Florida Roofing and Gutters | Licensed CGC1533024 | CCC1334177
Based in Fort Myers, our team has protected Southwest Florida homes and businesses for nearly 20 years.
Process
From the first call to the final inspection, you always know what is happening and what comes next.
01
Schedule your free 12-point inspection, usually within a day or two.
02
We walk the full roof and attic and photograph every flagged area.
03
You get a written report the same day, in plain language.
04
If repair or replacement is needed, we walk you through options, no pressure.
Beat the renewal cycle
Renewal notices on older Naples roofs tend to arrive after hurricane season. A current inspection report on file puts you ahead of that letter instead of reacting to it.
Our 12-point inspection is completely free, with no obligation to book any further work.
Not on age alone in most cases. Florida law bars refusing to issue or renew solely because a roof is under 15 years old, and for older roofs an inspection showing at least five years of remaining life prevents a refusal based on age alone.
Tile needs a walk-on inspection, because a cracked or slipped tile is hard to see from the ground and the underlayment beneath it is what actually keeps water out. That underlayment often wears out before the tile does.
Yes. We can send the report to your carrier, agent, or a real estate attorney handling your closing, in addition to giving you a copy.
Yes. We document qualifying features like a secondary water barrier or roof-to-wall connections during the same visit, which can lower your premium.
We will tell you plainly whether it is cosmetic or worth raising with your carrier, and we document it so you have dated evidence if you decide to file.
Ready to get started?
Tell us a little about your roof and we will be in touch to schedule your inspection, or call us now at 239-966-7663.
Licensed CGC1533024 and CCC1334177 · Locally owned and operated · Nearly 20 years in Southwest Florida
