Licensed & Insured · CGC1533024 · CCC1334177

Roof Replacement · Fort Myers, FL

Fort Myers Roof Replacement: Beat the 15-Year Insurance Cutoff

Florida insurers now inspect roofs at 15 years and often will not renew older ones. We replace your roof with a code-compliant tile, metal, or shingle system that protects your coverage. Licensed, factory-certified, and local for nearly 20 years.

Factory-certified installer of the systems insurers recognize

A New Roof, Done on Your Terms

Replace on Your Terms, Before Your Insurer Forces the Issue

Florida Roofing and Gutters is a licensed roofing contractor based in Fort Myers and founded by Tri-Town Construction. For nearly 20 years we have done one thing, roofing. Not siding, not general contracting, roofing. That focus is the point. When your roof is replaced by us, our own factory-certified crews do the work, never subcontractors, and one team stands behind it.

In Fort Myers and across Lee County, a roof is more than shelter, it is the biggest factor in whether your homeowners insurance renews. Carriers commonly require an inspection once a roof reaches 15 years old, and many will not write a policy past 25. We know exactly where the line sits before it gets declined.

When you replace your roof with us, we install a code-compliant tile, metal, or shingle system and pursue your wind-mitigation credit and grant eligibility. We file all of this paperwork ourselves instead of leaving you to chase forms and waiting, and we tell you upfront what is and is not likely.

And if a full replacement is not what you actually need, we will tell you that too. Our 12-point inspection exists to give you the truth about your roof, not sell you the most expensive option on the menu. That is the difference between a contractor and a salesperson.

What a New Roof Can Unlock

Is It Time?

Signs You Need a Roof Replacement, Not Another Patch

A roof rarely fails all at once. It gives you warnings first. If you are seeing any of these in your Fort Myers home, it is smarter to move than repair.

Your roof is 15 years or older

Especially if your insurer has asked for an inspection or hinted at renewal.

Repeated leaks or ceiling stains

Recurring water marks, particularly after a storm, point to a system past patching.

Curling, missing, or cracked shingles or tile

Lifted shingles let wind and water under the surface.

Granules collecting in your gutters

Shingles shedding their granular layer are nearing the end of their life.

Sagging or daylight in the attic

Soft spots or visible daylight usually mean structural or decking damage.

A non-renewal letter that named your roof

If your carrier flagged it, replacing now puts you back in control.

Not sure which camp you are in? Compare repair vs. replace or book a free inspection and we will give you a straight answer.

What Replacement Involves

What a Roof Replacement Really Involves

A real replacement is more than new shingles laid over old problems. It starts with a full tear-off to the deck, because the only honest way to know the condition of the wood underneath is to see it with the old roof removed.

Once the deck is exposed, we inspect and repair it, then install new underlayment. In Florida, the underlayment is the layer that genuinely keeps water out, and in most areas humidity is usually the first thing to fail. We flash the valleys, vents, and edges as well, since the large majority of leaks begin at these transitions rather than the open field of the roof.

From there we install your chosen system to current Florida Building Code, pull the proper Lee County permits, and pass the required inspections. Code matters here for a practical reason, not just a legal one: a code-compliant roof is what earns the wind-mitigation credits that lower your premium.

When the work is finished, we complete a final 12-point check, clean the site from top to bottom, and file the wind-mitigation documentation ourselves. You are left with a roof that protects your home, satisfies your insurer, and comes with paperwork you can hand to an adjuster or a future buyer with confidence.

Every Replacement Includes

Choose Your System

Three Proven Roofs for Fort Myers Homes

There is no single right roof for every home. The best choice balances how long you plan to stay, your budget, and how much you want your insurer to reward.

Metal Roofing

The strongest wind resistance and the biggest insurance credits, and the best long-term value for storm country.

Tile Roofing

Classic Florida curb appeal paired with decades of life. We replace the underlayment beneath so it actually falls last.

Asphalt Shingle

The most affordable path to a code-compliant roof, with impact-rated options many insurers prefer.

Why Homeowners Choose Us

The Difference is in the Details You Cannot See From the Street

The quality of a roof comes down to the crew standing on it. Ours are our own factory-certified employees, never rotating day-labor subcontractors. That is how we keep standards consistent from the first tear-off to the last shingle, and it is why we are comfortable standing behind every job we do.

We also treat the paperwork as part of the work, filing your wind-mitigation documentation and providing a roof certification letter, so the difference between a roof that merely looks good and one that actually lowers your premium and protects your claims is never left to guesswork.

After nearly 20 years in Southwest Florida, we have replaced roofs through hurricanes, hardening insurance markets, and every kind of weather this coast can produce. We are local, licensed under CGC1533024 and CCC1334177, and we give you an honest assessment every single time. That reputation is why most of our work comes from referrals and repeat customers.

Meet the team

"Florida sun, salt air, and 130 mph gusts will find any shortcut you took on a roof. We do not take shortcuts. That is the whole job."

Jasmine Devis

Owner | Florida Roofing and Gutters | Licensed CGC1533024 | CCC1334177

Founded by Tri-Town Construction and based in Fort Myers, our team has protected Southwest Florida homes and businesses for nearly 20 years.

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Roof Replacement in Your City

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Process

Your Roof Replacement, Step by Step

01

Inspect and document

A free 12-point inspection of your roof and deck, with photos and an honest assessment of what it needs.

02

Quote and financing

A clear quote with material options and financing if you want to spread the cost.

03

Tear-off and install

Our certified crew removes the old roof, inspects and repairs the deck, and installs your new system to code.

04

Certify and file

A final inspection, full cleanup, and the wind-mitigation paperwork filed for your insurer.

Beat the renewal cycle

Non-renewal Letters Spike Before Hurricane Season

If your roof is aging, the time to replace it is before your carrier flags it, not after.

What our customers say

Trusted by Southwest Florida homeowners

Questions, answered

Roof Inspection Questions From Fort Myers Homeowners

Cost depends on size, pitch, materials, and the condition of your existing deck. A free 12-point inspection and quote gives you an accurate number, including financing options, with no obligation.

Our 12-point inspection determines this. Sometimes a few shingles or some flashing is all it takes. Other times age or storm damage calls for a replacement. We give honest recommendations either way.

Yes. With more than a decade of storm restoration experience, we inspect and document the damage, help you file your insurance claim, and complete the replacement once it is approved.

Tile, metal, and asphalt shingle, using trusted brands including GAF, CertainTeed, IKO, Boral, and Gaco, all installed to current Florida Building Code.

Yes. We are fully licensed under CGC1533024 and CCC1334177, and our crews are factory-certified employees, not subcontractors.

We are based in Fort Myers and serve all of Lee County plus the wider Southwest Florida region.

Ready to get started?

Book Your Free 12-point Roof Inspection

Tell us a little about your roof and we will be in touch to schedule your inspection, or call us now at 239-966-7663.

Licensed CGC1533024 and CCC1334177 · Locally owned and operated · Nearly 20 years in Southwest Florida

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