Licensed & Insured · CGC1533024 · CCC1334177
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Licensed & Insured · CGC1533024 · CCC1334177
Roof Inspection · Naples, FL
Florida insurers now inspect roofs at 15 years and often will not renew older ones. Our 12-point inspection gives Collier County homeowners the roof certification letter their carrier asks for, plus a written remaining-useful-life estimate. Licensed and local for nearly 20 years.
Factory-certified installer of the systems insurers recognize
Stay Ahead of Your Insurer
In Naples and across Collier County, high-value homes near the coast draw extra scrutiny from carriers, and a roof past 15 years is often the first thing flagged at renewal. Citizens Property Insurance and several private carriers require a certified inspection at that mark, and some decline non-renewal appeals without one. We check the roof covering, decking, flashing, and attic ventilation, then document everything a carrier or wind mitigation underwriter asks for.
The inspection costs you nothing, and we do not sell you a replacement you do not need. The report tells you plainly whether your roof qualifies for renewal as-is, needs a repair, or is approaching the end of its life.
What a Naples inspection can unlock
Is It Time?
A roof rarely fails all at once. If you are seeing any of these in Naples, it is time.
Especially if your insurer has asked for an inspection or renewal proof.
Recurring water marks, particularly after a storm, point to a past-patching issue.
Visible from the street or ground, this is easy to check before we arrive.
A sign shingles are nearing the end of their life.
Soft spots or visible light usually mean structural or decking damage.
If your carrier flagged the roof, an inspection puts you back in control.
Not sure which one applies? Book a free inspection and we will give you a straight answer.
What we actually do
We walk the full roof, not just what is visible from the driveway, and check the attic from underneath. Flashing, penetrations, and valleys get the closest attention, since those are where most Southwest Florida leaks start, well before a shingle or tile ever looks obviously wrong.
Every problem area is photographed, and we note whether it is cosmetic, a maintenance item, or something your carrier will flag at renewal. If a wind mitigation feature qualifies for a premium discount, we document it the same visit, no separate appointment needed.
You get the written report the same day. If you need it sent directly to your insurance agent, lender, or a real estate attorney handling your closing, we can send it to them and to you, with no extra step or fee.
Every Naples inspection includes
What We Check
Every inspection in Naples is built to answer the three questions your insurer, buyer, or lender will actually ask.
A clear answer on how many years your roof has left, based on the remaining-useful-life standard carriers use, not a guess.
Everything your carrier needs for a Citizens 15-year inspection or wind mitigation credit, filed the same visit.
A report your buyer's attorney or lender can act on at closing, without a second inspection delaying the sale.
Why Naples Homeowners Choose Us
Our inspectors are the same factory-certified employees who do the repair work, not a separate subcontractor reading off a checklist. That means what we flag in the report is exactly what our own crew would need to know before stepping onto your roof.
We have inspected roofs across Naples and Collier County through hurricane seasons, insurance non-renewals, and every kind of storm this coast produces. We give you an honest assessment every single time, and that reputation is why most of our inspection work comes from referrals and repeat customers.
Meet the team
"Florida sun, salt air, and 130 mph gusts will find any shortcut you took on a roof. We do not take shortcuts. That is the whole job."
Owner | Florida Roofing and Gutters | Licensed CGC1533024 | CCC1334177
Founded by Tri-Town Construction and based in Fort Myers, our team has protected Southwest Florida homes and businesses for nearly 20 years.
Process
From the first call to the final inspection, you always know what is happening and what comes next.
01
Schedule your free 12-point inspection, usually within a day or two.
02
We walk the full roof and attic and photograph every flagged area.
03
You get a written report the same day, in plain language.
04
If repair or replacement is needed, we walk you through options, no pressure.
Beat the renewal cycle
If your roof is aging, the time to get ahead of your carrier is before it flags you, not after.
Our 12-point inspection is completely free, with no obligation to book any further work.
Most carriers, including Citizens Property Insurance, require a certified inspection once a roof reaches 15 years old, before they will renew the policy.
Not different rules, but closer scrutiny. High-value coastal properties are more likely to be flagged for inspection at renewal, so getting ahead of it matters more here.
Yes. We can send the report to your carrier, agent, or a real estate attorney handling your closing, in addition to giving you a copy.
Yes. We document qualifying features like a secondary water barrier or roof-to-wall connections during the same visit, which can lower your premium.
We will tell you plainly whether it is cosmetic or something to file a claim on, and can help you start that claim if needed.
Ready to get started?
Tell us a little about your roof and we will be in touch to schedule your inspection, or call us now at 239-966-7663.
Licensed CGC1533024 and CCC1334177 · Locally owned and operated · Nearly 20 years in Southwest Florida
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